SonicJobs Logo
Left arrow iconBack to search

Credit Underwriter

Fintelligent
Posted 2 days ago, valid for 8 days
Location

Altrincham, Cheshire WA14 2SR

Salary

£30,000 per annum

Contract type

Full Time

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

info
  • Our client, a leading provider in SME financing based in Altrincham, UK, is seeking a skilled Credit Underwriter with 3-5 years of experience.
  • This role offers a competitive salary of £30,000 per annum and includes generous benefits such as 20 to 25 days of holiday and a birthday off each year.
  • As a Credit Underwriter, you will conduct financial analyses, evaluate cash flow, and ensure compliance with underwriting standards.
  • The company is committed to professional growth and offers clear career progression opportunities within a dynamic team.
  • Join a transformative journey as they aim to triple their offerings by 2025 and support larger businesses with loans up to £3 million.
Are you a skilled Credit Underwriter looking for an exciting opportunity? Our client, a leading provider in SME financing, is on the hunt for a talented Credit Underwriter to join their dynamic team in Altrincham, UK. With ambitious plans to triple their offerings by 2025, this is your chance to be part of a transformative journey.This role offers a competitive salary of £30,000 per annum. You'll be joining a company that's committed to professional growth, providing clear career progression opportunities. Plus, you'll work in a state-of-the-art office complete with an on-site gym and stylish café.Our client has been a trusted name in SME financing for over 15 years, offering bespoke lending solutions to help businesses grow. They're launching a new division to support larger businesses with loans up to £3 million, as part of their Capify 3.0 initiative aimed at significantly expanding their market impact.As a Credit Underwriter, you will:
  • Conduct detailed financial analysis of company statements to assess creditworthiness.
  • Evaluate cash flow to determine loan servicing capability.
  • Review collateral for secured lending when relevant.
  • Ensure robust underwriting standards are applied.
  • Ensure compliance with regulatory and internal risk frameworks.
Package and Benefits:The Credit Underwriter role comes with:
  • Annual salary of £30,000.
  • Office hours from Monday to Friday, with no weekend or late-night work
  • Starting holiday allowance of 20 days, increasing to 25 days with service, plus 8 Bank Holidays
  • Birthday off every year
  • Genuine career progression opportunities
  • Convenient location in Altrincham with excellent transport links
  • Access to a state-of-the-art office with an on-site gym, café, and ergonomic workspaces.
The ideal Credit Underwriter will have:
  • 3-5 years of experience in financial underwriting for businesses (B2B would be a huge advantage but not essential)
  • A background in SME lending or similar financial institutions.
  • Strong understanding of the SME market, KYC, AML, and KYB.
  • Proficiency in credit risk assessment and mitigation.
  • Excellent communication skills for presenting underwriting decisions.
If you're interested in roles such as Financial Analyst, Risk Analyst, Loan Officer, Credit Analyst, or Underwriting Specialist, this Credit Underwriter position could be a perfect fit for you.If you're ready to take the next step in your career as a Credit Underwriter, our client would love to hear from you. Join a company that's setting new standards in SME financing and be part of an exciting growth journey. Apply now and make a significant impact in the world of business lending.Alternatively please call Jenni on for more information.JL_FIN

Apply now in a few quick clicks

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.