- Conduct detailed financial analysis of company statements to assess creditworthiness.
- Evaluate cash flow to determine loan servicing capability.
- Review collateral for secured lending when relevant.
- Ensure robust underwriting standards are applied.
- Ensure compliance with regulatory and internal risk frameworks.
- Annual salary of £30,000.
- Office hours from Monday to Friday, with no weekend or late-night work
- Starting holiday allowance of 20 days, increasing to 25 days with service, plus 8 Bank Holidays
- Birthday off every year
- Genuine career progression opportunities
- Convenient location in Altrincham with excellent transport links
- Access to a state-of-the-art office with an on-site gym, café, and ergonomic workspaces.
- 3-5 years of experience in financial underwriting for businesses (B2B would be a huge advantage but not essential)
- A background in SME lending or similar financial institutions.
- Strong understanding of the SME market, KYC, AML, and KYB.
- Proficiency in credit risk assessment and mitigation.
- Excellent communication skills for presenting underwriting decisions.