Mortgage Underwriter

Mortgage Underwriter - Specialist Lending | Competitive Salary + Excellent Benefits | Hybrid Working

Your Next Career Move Starts Here...

If you're an experienced Mortgage Underwriter with a strong mandate and a passion for specialist lending, this is your chance to join a forward-thinking lender known for innovation and flexibility. You’ll be part of a dynamic team that values expertise, efficiency, and outstanding service—working on a diverse range of mortgage applications that require your sharp decision-making skills and underwriting expertise.

About the Company

This is not your typical lender. This specialist financial services provider has built a reputation for offering tailored mortgage solutions that go beyond the high street. With a strong presence in the specialist lending market, they provide competitive and innovative products for Buy-to-Let, Bridging, and Residential customers. Their focus? Delivering exceptional service to brokers and customers alike—offering flexible underwriting to meet complex borrowing needs.

If you’re looking for a role where your underwriting expertise is valued, your development is encouraged, and your career can truly flourish, keep reading…

About the Role

As a Mortgage Underwriter, you’ll be responsible for assessing new mortgage applications, ensuring they meet lending policy, and managing cases efficiently through to completion. With a strong mandate in place, you’ll be making key lending decisions, liaising with brokers, and working closely with internal teams to deliver a seamless customer journey.

Key Responsibilities:

• Underwrite mortgage applications within your mandate, ensuring adherence to lending policy and service levels.
• Manage a pipeline of cases, ensuring key stages are met promptly while keeping brokers informed.
• Work collaboratively with Processing and Completions teams to ensure a smooth application journey.
• Support and mentor team members, sharing your underwriting expertise.
• Maintain high-quality service standards, building strong relationships with the Sales team and broker panel.
• Identify areas for process improvement and contribute to ongoing business enhancements.
• Ensure compliance with all regulatory requirements and company policies.

What’s in it for You?

• Competitive Salary - Earn what you deserve, with a package designed to reward your expertise.
• Hybrid Working - Enjoy a balance of office and remote work for better flexibility.
• Career Progression - A company that invests in its people, offering ongoing training and professional development.
• Dynamic, Supportive Culture - Work with industry experts who value collaboration, innovation, and excellence.
• Exciting Portfolio - Underwrite complex cases that keep your skills sharp and career progressing.

What We’re Looking For:

• Strong mortgage underwriting experience, with a proven mandate.
• Expertise in assessing Buy-to-Let, Specialist Residential, and Bridging finance applications.
• Strong commercial judgment and decision-making skills.
• Experience of assessing ICR calculations and Automated Valuation Modelling tools.
• Excellent communication skills—both written and verbal.
• Proficiency in Microsoft Office (Word, Excel, Outlook).
• CeMAP qualification (desirable but not essential).

Why Apply?

This is more than just another underwriting role—it’s a chance to take your career to the next level with a growing, specialist lender that values your expertise. If you’re ready to join a company where you can make an impact, be recognised for your talent, and develop in a supportive and innovative environment, apply today!