“When your thoughts, words, and deeds form a seamless fabric, you streamline your efforts and thus eliminate worry and dread.” Epictetus. An opportunity has arisen with our client for a Credit Risk Manager to join their team on a permanent basis, based in Bath or London. This role is ideal for a CICM-qualified professional (or someone currently studying) with a background in underwriting.The successful candidate will lead the Group's Credit Risk Function, serving as the key point of contact for the credit risk team. Their primary responsibility will be to safeguard the Group against potential credit losses by effectively managing all aspects of credit risk.Responsibilities of the Credit Risk Manager will include, but will not be limited to:

Evaluate the creditworthiness and insolvency risk of international clients using financial data and research
Act as the primary contact for Economic Sanctions compliance and due diligence
Oversee credit risk reporting
Lead a small team with scope to grow as the business expands
Provide credit risk insights to stakeholders, including the board, and monitor client solvency
Administer credit insurance policies and explore alternative risk mitigants
Identify market trends impacting credit risk and escalate key risks
Collaborate across departments to promote a risk-aware culture
Enhance credit risk data accuracy, reporting, and automation to optimise efficiency

The successful Credit Risk Manager will require the following skills and experience:

CICM-qualified (or studying)
Experience in credit/loan underwriting or credit risk analysis
Intermediate to advanced Excel proficiency
Skilled at providing credit advice to senior stakeholders, including board-level executives
Proven ability to build trust and strong relationships with global stakeholders
Self-motivated and proactive, with a drive to innovate and succeed
Line management experience is a plus
Highly organised, able to work independently, and meet tight deadlines

If you’re passionate about this position or are keen to hear more, please click on “apply” as soon as possible.You are required to be eligible to work in the UK full time without restriction.Due to the high volume of applications we receive it is not always possible to respond to unsuccessful applicants. Therefore, if we have not responded to your application within five days, please assume that on this occasion your application has not been successful.

Credit Risk Manager Hybrid

Credit Risk Manager

Credit Risk Manager

Senior Financial Planner