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LEAD CREDIT RISK ANALYST - STRATEGY
BIRMINGHAM
£50,000 to £65,000
An exciting opportunity has arisen for an experienced Lead Credit Risk Analyst to join a leading global financial services provider. This role focuses on the design and development of unsecured credit card strategies. The ideal candidate will have a strong analytics background, with experience in credit risk strategy and the ability to work with senior stakeholders to shape critical credit decisions.
THE COMPANY
This global leader in banking and financial services provides an environment for innovation, growth, and professional development. Working for a company of this size can offer you the opportunity to have a long, successful and stable career whilst working in wide-scoping projects.
THE ROLE
As a Lead Credit Risk Analyst, you will take a leadership role in the development and execution of unsecured credit card strategies. Key responsibilities include:
- Lead the design of credit strategies for unsecured credit card products.
- Set risk appetite and ensure strategies align with business objectives.
- Monitor and analyse portfolio performance to identify areas for improvement.
- Work closely with senior stakeholders to gain buy-in and drive strategic initiatives.
- Utilise SAS/SQL for data analysis; transition to Python in 2024 to enhance analytical capabilities.
SKILLS AND EXPERIENCE
The ideal candidate has strong analytical skills, stakeholder engagement abilities, and experience in unsecured credit strategies.
Essential:
- 5+ years of experience in credit risk strategy or financial services analytics.
- Proficiency in SAS and/or SQL.
- Background in analytics and credit risk strategy
- Experience in unsecured lending or credit card strategy
- Strong stakeholder engagement and interpersonal communication skills
- Proficiency in SAS and/or SQL
THE BENEFITS
- Competitive salary
- Hybrid working - 3 days per week in office
- Strong internal training programs and career mobility
- Growth-driven role with business impact
HOW TO APPLY
To apply, please upload your CV via the portal and send it to Dominic Castro
