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Credit Underwriter

Vivo Talent
Posted 10 hours ago, valid for 11 days
Location

Birmingham, West Midlands B4 6FQ

Salary

£30,000 - £36,000 per annum

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Contract type

Full Time

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Sonic Summary

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  • A fast-growing Challenger bank in Birmingham is seeking a Credit Underwriter to join their team in a hybrid role.
  • The position involves assessing new lending applications, ensuring compliance with regulations, and working with stakeholders to maintain high customer service standards.
  • Candidates should have experience underwriting both simple and complex Buy-to-Let (BTL) products and a strong understanding of regulatory requirements.
  • This role offers an excellent opportunity for career advancement within a scaling organization.
  • The job requires demonstrated experience, and while the salary is not specified, it is a permanent position.

Credit Underwriter / BTL / Banking / Lending / Permanent / Birmingham / Hybrid

Our client, a fast-growing Challenger bank is seeking a highly skilled Credit Underwriter to join their dynamic team.

You will join a close-knit team of credit professionals and work closely with varying teams within the business to support SMEs and Financial Intermediaries in underwriting a range of loans across Buy-to-Let (BTL) products.

It is a fantastic opportunity for someone looking to take the next step in their career and join an opportunity within a scaling organisation that doesn't come round often.

Responsibilities

  • Responsible for assessing new lending applications for risk and quality.
  • Analysing loan applications for completeness and adherence to credit policy.
  • Ensuring compliance with legislation and regulation.
  • Working with internal and external stakeholders to ensure timely decisions and a high standard of customer service.

Experience

  • Demonstrated experience underwriting both simple & complex BTL products.
  • Ability to underwrite manually across multiple BTL types including: HMO & MUB, portfolio landlords, LTD company and LLP entities
  • Strong understanding of regulatory requirements including PRA and FCA handbook.

 

If you're interested in hearing more about this opportunity and would like to take the next step in your career please get in touch.

 

Credit Underwriter / BTL / Banking / Lending / Permanent / Birmingham / Hybrid

Credit Underwriter / BTL / Banking / Lending / Permanent / Birmingham / Hybrid

Credit Underwriter / BTL / Banking / Lending / Permanent / Birmingham / Hybrid

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By applying, a CV-Library account will be created for you. CV-Library's Terms & Conditions and Privacy Policy will apply.