Loan Officer

Marc Daniels

Posted a day ago, valid for 23 days

Bracknell, Berkshire RG42 2HJ

£30,000 - £36,000 per annum

Part Time

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Sonic Summary

A Credit Assessment Specialist role is available at a well-known automotive company offering a supportive team environment.
The position involves making responsible lending assessments backed by thorough rationale and evidence, as well as investigating potential fraud and financial crime.
Candidates should have experience in credit assessment, particularly with a mandate to decision balances over 40K, and familiarity with FCA regulatory sourcebook CONC is desirable.
The role requires reviewing customer open banking data and ensuring compliance with legal and regulatory requirements regarding Politically Exposed Persons and Sanctions.
The salary for this hybrid role is competitive, and candidates should ideally have several years of relevant experience.

A great hybrid role has arisen for a Credit Assessment Specialist to join a well known automotive company with a very supportive and enthusiastic team.

You will help make responsible lending assessments, that will need to be backed up with a thorough rationale and evidence. You will also be working with our fraud tools, you will be recognising key indicators of potential fraud and financial crime and then investigating them further to identify any risks.

Responsibilities:

Using a Scorecard grade-based system, in conjunction with credit reference and fraud data, assess applications for finance.
Review customer open banking data in order to ensure they can afford the proposed monthly commitment.
Review potential Politically Exposed Persons and Sanctions to ensure legal and regulatory requirements are met around fraud and financial crime.

Desirable

Recently in possession of a credit assessment mandate to decision balances in excess of 40K.
Automotive experience / Experience with depreciating assets
Familiar with FCA regulatory sourcebook CONC.

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