Credit Risk Manager

Credit Risk Manager  

Bury

Salary: competitive dependent on experience

I am working with a local client that is currently going from strength to strength, due to the growth across the company we are working together to appoint a experienced Credit Risk Manager.

Responsible for those quotes that pose higher risk and value, you will work with a small team of credit analysts overseeing the credit risk assessment process, developing risk management strategies, and ensuring the company's credit policies and procedures are adhered to.

This role requires a keen understanding of credit risk principles, strong analytical skills, and the ability to work collaboratively with various departments.

Personal Benefits:

• 25 days holiday (plus bank holidays)
• Annual bonus scheme
• Incentive cash prizes
• Flexitime
• Free parking
• Wellbeing support
• Onsite gym
• Exciting social and team building events

Daily Duties:

• Conduct thorough credit risk assessments of new and existing clients.
• Analyse financial statements, credit reports, and other relevant data to evaluate credit worthiness.
• Develop and maintain credit risk models and scoring systems.
• Develop, implement, and update credit risk policies and procedures.
• Ensure compliance with regulatory requirements and internal policies.
• Monitor and report on the effectiveness of credit risk management strategies.
• Monitor the credit risk exposure of the company’s Portfolios
• Identify, measure, and manage credit risk concentrations.
• Recommend actions to mitigate credit risks and improve portfolio quality.
• Monitor credit Insurance positions to ensure cover is kept relevant.
• Credit Risk reports / assessments
• Presentation of findings to senior management / stakeholders
• Lead and mentor a team of credit analysts and risk management professionals.
• Provide training and development to enhance the team’s skills and knowledge.
• Foster a culture of continuous improvement and risk awareness

Desirable experience:

• Previous experience within a similar credit risk role
• Knowledge of regulatory requirements related to risk management
• Experience with Credit systems (Experian)
• Strong analytical and quantitative skills.
• Excellent written and verbal communication skills.
• Ability to work independently and as part of a team.
• Detail-oriented with strong organizational skills

To be considered for this role please send your CV to Charlotte Hilton at TalentEdge