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Mortgage Underwriter

Heat Recruitment
Posted 13 hours ago, valid for 15 days
Location

Cardiff, South Glamorgan CF5 1DR, Wales

Contract type

Full Time

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

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  • We are looking for experienced Mortgage Underwriters to join a Cardiff-based client, focusing on BTL underwriting.
  • Candidates must have relevant experience in a mandated mortgage underwriting role, with a minimum of 2 years of experience required.
  • The position involves assessing loan applications, ensuring documentation is complete, and checking eligibility against company standards.
  • A competitive salary is offered, aligned with experience, along with benefits such as an annual company bonus, pension, and private medical insurance.
  • The role will transition to a hybrid model after completing initial training and probation.

We are seeking experienced Mortgage Underwriters to join a super Cardiff-based client. You will be working within BTL underwriting and must have relevant experience in a mandated mortgage underwriting role.You will be tasked with assessing loan applications to ensure that all relevant documentation is received and reviewed, and that eligibility is checked against company standards and criteria.Key responsibilities include:

  • Undertake appraisal of applications received and submit recommendations, as to underwriting checks to be undertaken, to either the Assistant Manager or Head of Loans Underwriting
  • Case ownership from Application through to Offer. Drive application to offer times by tracking the mortgage pipeline within the SLA
  • Produce Loan Offers in compliance with the Lending Policy and laid down procedures, for submission to and approval by the Assistant Manager/Head of Loans Underwriting

On offer is a competitive salary in line with experience and some excellent benefits including annual company bonus, great pension, insurance package including private medical and income protection, career progression and study support. The role will be hybrid once you have completed initial training and probation.

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In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.