About the roleWe have an exciting opportunity for a Credit Risk Analyst to join the Portfolio Analytics team within Retail Credit Risk.This role will take responsibility for the development of Management information to support the management of the Society’s Mortgage portfolio influencing both lending strategy and collections activity. It will also be expected to produce ad hoc analysis in a timely manner to support agile decision making. Working closely with other areas of Credit Risk in particular the Credit Risk Strategy team, as well as with other areas of the business such as New Lending and Collections. Frequent collaboration and exposure to different areas of the business provides opportunity to develop a broad range of capabilities and knowledge over time.Daily activities involve:

Regularly producing accurate reports on the mortgage process and meet deadlines, including handling regulatory and external reports.
Provide ad-hoc analysis and reports to support credit risk strategies, such as changes in lending policy and arrears performance, while staying updated on credit risk trends and lending policy updates.
Develop your knowledge of Retail Credit Risk and reporting solutions and share your findings with team members and other stakeholders.

About youThe role is suited someone with previous analytical experience demonstrated through either previous work experience or from academic qualifications.You’ll have the ability to gather and analyse data, from a wide range of sources to interpret and report results in various formats to different audiences and be innovative in your approach to delivering analytics.You will possess a proactive approach and a desire to continually challenge and seek improvements to processes, and a willingness and aptitude to learn new systems and further your existing knowledge. About usAs a mutual, we’ve always worked together to improve the lives of others. As one of the largest building societies in the UK, over 3,000 of us share that goal, in our branches and Head Office. Our benefits go beyond basic pay, with a discretionary bonus scheme, a culture of reward and recognition and total support for our wellbeing.We’re serious about race, age, faith, disability, sexual orientation, and equity for all. By being yourself, you’ll make us stronger.You can build so much more than a career. Come and make a difference in our Society, that’s been voted a ‘Great Place to Work’ by our team.Flexibility and why it mattersWe understand the need for flexibility, so wherever possible, we’ll consider alternative working patterns. Have a chat with us before you apply to see what the possibilities are for this role.

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