- Supporting the analysis and monitoring of delinquency rates to identify trends and assist with reduction strategies
- Providing contributions to portfolio risk assessments and scorecard validations
- Undertaking reporting activities regularly on credit risk KPIs
- Supporting the maintenance of portfolio monitoring systems
- Recalibrating ECL models which are based on current credit data, focussing on refining parameters such as Exposure at Default and Loss Given Default
- Working on implementing and updating policies, supporting with governance activities, in relation to write-offs, delinquency management and credit risk
- Have good previous experience in Credit Analysis, scorecard validation and portfolio risk assessment
- Exposure to data and model handling, including ECL models and parameters, specifically with EAD and LGD calibration
- Excellent reporting skills, including interpreting credit risk reporting
- Strong analytical skills will be required for this role
- Excellent communication abilities, both verbally and in written form is also required