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Credit Risk Analyst

NET Recruit
Posted 3 days ago, valid for 16 days
Location

Fareham, Hampshire PO17 5BL, England

Salary

£30,000 - £36,000 per annum

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Contract type

Full Time

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

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  • The role involves supporting the analysis and monitoring of delinquency rates, contributing to portfolio risk assessments, and undertaking regular reporting on credit risk KPIs.
  • Candidates must have prior experience in Credit Analysis, scorecard validation, and portfolio risk assessment, with a focus on ECL models and parameters such as EAD and LGD calibration.
  • Excellent reporting and strong analytical skills are essential, along with effective communication abilities in both verbal and written forms.
  • The position offers a starting salary of up to £40,000, along with a comprehensive benefits package including holiday allocation and pension.
  • The company provides excellent opportunities for development and progression within the financial services sector.
Your Role:While in this position your duties may include but will not be limited to: 
  • Supporting the analysis and monitoring of delinquency rates to identify trends and assist with reduction strategies
  • Providing contributions to portfolio risk assessments and scorecard validations
  • Undertaking reporting activities regularly on credit risk KPIs
  • Supporting the maintenance of portfolio monitoring systems
  • Recalibrating ECL models which are based on current credit data, focussing on refining parameters such as Exposure at Default and Loss Given Default
  • Working on implementing and updating policies, supporting with governance activities, in relation to write-offs, delinquency management and credit risk
You MUST Have:Please apply ONLY if you meet the following criteria:
  • Have good previous experience in Credit Analysis, scorecard validation and portfolio risk assessment
  • Exposure to data and model handling, including ECL models and parameters, specifically with EAD and LGD calibration
  • Excellent reporting skills, including interpreting credit risk reporting
  • Strong analytical skills will be required for this role
  • Excellent communication abilities, both verbally and in written form is also required
Your Opportunity:This business operates within the financial services sector and have many years of growth and success behind them. The position holder will be supporting the Credit Risk Manager in the implementation of strategies and undertaking extensive reporting activities too. This will be a role that focusses on credit data analysis, score management and enhancing processes.  This company are offering a starting salary of up to £40,000 which will also accompany a peripheral package that will include a good holiday allocation and pension, as well as plenty of other rewards. For the position holder, excellent opportunities for development and progression will be on offer too.  If this excellent opportunity interests you, then please don't hesitate to apply today!

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In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.