Mortgage Compliance Officer

Mortgage Compliance Officer - Gateshead

Join a Dynamic Team and Excel in Mortgage Compliance

About the Role:

BDM Recruitment is seeking a highly motivated Mortgage Compliance Officer to join a well-established, independent mortgage broker based in Gateshead. As a key member of our team, you will play a vital role in ensuring the efficiency and regulatory compliance of mortgage application processes.

Key Responsibilities:

• Regulatory Adherence: Conduct thorough reviews of mortgage cases to ensure strict compliance with FCA regulations and internal policies.
• Risk Mitigation: Perform comprehensive risk assessments and fraud prevention evaluations to safeguard the business.
• Client Focus: Prepare and deliver clear, accurate suitability letters to clients, ensuring they understand the implications of their mortgage choices.
• Process Efficiency: Accurately submit client information and documentation to lenders, streamlining the application process.
• Problem Solving: Analyse declined applications and maximum loan decisions to identify innovative solutions for brokers and clients.
• Stakeholder Management: Build and maintain strong relationships with lenders, internal teams, and other key stakeholders.

Essential Skills and Experience:

• Proven Experience: Minimum of 1 year in mortgage administration or compliance.
• Regulatory Knowledge: In-depth understanding of FCA regulations, mortgage processes, and financial networks.
• Technical Proficiency: Strong attention to detail, excellent organizational skills, and proficiency in relevant software applications.
• Communication Skills: Excellent verbal and written communication abilities to effectively interact with clients, colleagues, and external stakeholders.
• Problem-Solving: A proactive and analytical approach to problem-solving, with the ability to identify and implement effective solutions.

Desirable Qualifications:

• Relevant certifications (e.g., CeMAP)

What We Offer:

• Competitive Compensation: A competitive salary package of £25,000 - £30,000 per annum.
• Professional Development: Opportunities for ongoing training and career progression.
• Supportive Culture: A friendly and supportive work environment.

To Apply:

If you are a highly motivated and detail-oriented individual with a passion for mortgage compliance, please submit your CV and cover letter to Bryn McMillan at BDM Recruitment.

Let's explore how your skills and experience can contribute to our continued success.

Contact Information

BDM RecruitmentContact: Bryn McMillan