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Lead Credit Risk Analyst
Description
We are a dynamic and innovative company committed to managing credit risk effectively. Our team plays a crucial role in ensuring the financial health of our organisation while maintaining a positive customer experience.
As a Credit Risk Analyst, you will be at the forefront of decision-making. Your insights and data-driven recommendations will directly impact our credit policies, strategies, and overall success.
Hybrid 2-3 days on site
Job Description
- Monitor, maintain and enhance critical credit scorecards and decisioning performance across consumer and business journeys.
- Collaborate with other team leads to identify risks, improve processes, and optimise connections to our network.
- Engage with stakeholders across different business areas to align strategies and achieve company goals.
- Provide valuable feedback on propositions, projects, and services.
- Analyse data using Excel, SAS, Alteryx, and Python to identify trends and opportunities.
- Challenge existing credit policies and propose effective changes.
- Perform regular and ad-hoc tasks, delivering actionable insights to drive positive outcomes.
Qualifications
- Experience managing and developing credit scorecards (Essential).
- Advanced Excel skills (Macros, Pivots, VLOOKUP, conditional formatting, etc.). VBA knowledge is beneficial.
- Recent experience analysing data using SAS/SQL, Alteryx, or similar tools (within the last 6 months).
- Mathematical or finance-related degree or proven experience at a senior/lead analyst level
Project People is acting as an Employment Business in relation to this vacancy.
