Senior Mortgage Advisor - Lincoln

BDM Recruitment Vacancy Ref:

J1487BMBMC

Remuneration:£27,000 - £29,000 basic salary including car allowance, financial guarantees for the first 5 months, with an OTE of £50,000 in the first year and £70,000 by year two.

Overview:BDM Recruitment is excited to represent a leading estate agency in Lincoln that is seeking an experienced Mortgage Advisor or Mortgage Broker to join their busy office. This position is ideal for a motivated, skilled mortgage professional ready to provide first-class mortgage and protection advice in a thriving property market. With average property values around £213,000 and mortgages up to £650,000, you’ll have the chance to work with clients at various stages of the property ladder. The estate agency operates at an impressive pace, selling an average of 135 properties monthly, setting you up for substantial earnings—realistically banking £150k annually, with realistic earnings of £75,000.

Main Duties:

As a Mortgage Advisor or Mortgage Broker within this established Lincoln branch, you will work alongside a highly motivated team of estate agency professionals who are financially incentivised to refer new business leads. On average, you can expect 7-10 new mortgage leads per week, ensuring a continuous flow of clients to support your advisory role.

In addition to fresh leads, this position offers unlimited access to a broad, untapped database of existing clients, presenting significant opportunities for remortgage services and potential cross-selling of protection products. This database will enable you to build and nurture long-term client relationships while enhancing your referral potential.

You will have full access to a whole-of-market range of mortgage products, allowing you to provide tailored advice based on client needs. Additionally, with a strong panel of reputable protection providers, you’ll be able to offer comprehensive solutions that go beyond mortgages, fostering more value and security for your clients. Given the average property size in the area and the consistent sales volume, you’ll be expected to write around 2-3 mortgages per month, each yielding between £250 to £600 per case, with a competitive commission structure in place.

Key Skills:

To excel in this Mortgage Advisor role, previous experience in mortgage and protection advice is essential. The role is fast-paced and demands a high degree of communication skills, the ability to work in a team environment, and a client-focused approach. Additionally, a clean credit and compliance history and a full UK driving license are required.

While estate agency experience is advantageous, BDM Recruitment will also consider applicants with a background in banking or building society mortgage advising, provided they have a strong track record in mortgage sales.

Requirements:

Full CeMAP (or equivalent) qualification.
Proven experience in mortgage sales with a good compliance record.
Strong interpersonal and communication skills, with the ability to operate in a fast-paced team setting.
Full UK driving license.

Summary:This Mortgage Advisor opportunity in Lincoln is ideal for an experienced Mortgage Broker looking to work in a supportive team environment, receiving an average of 7-10 new leads per week, full access to an existing client database, and a competitive commission structure that rewards high performance. The role offers a realistic earnings potential of £75k per annum, with a clear path for progression and a generous basic salary.

Contact:Bryn McMillan

Managing Director

BDM Recruitment