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Senior Associate Infrastructure & Energy Project Finance Debt, London
£70,000
We are actively looking for someone in London to carry out the following role. It is expected candidates will have experience of working within the financial services sector (banking, consulting or perhaps insurance space) and have strong skills within risk and credit from the infrastructure industry.
The role:
- Ongoing monitoring, analysis and efficient risk management of portfolios of performing / non-performing assets in line with several 3rd Party Clients' requirements, providing considered credit recommendations and actions.
- Support the surveillance and other internal reporting of portfolio transactions as well as new business initiatives.
- Continuously monitor the development of individual portfolio transactions and the relevant markets in general and inform management as well as client of any material developments.
- Regular analysis of key risks including financial risk, operational risk, off-taker/supplier/ guarantor risk, country/regulatory risk and market risk (as applicable).
- Preparation of clear and concise credit papers (credit review, waivers/amendments) according to agreed formats and in a timely manner for review by line manager to obtain relevant client approvals.
- Review/update of cash flow models (incl. base case and downside/stress case scenarios) to assess future performance and risks. Prepare appropriate Excel sensitivity analysis for transactions (where appropriate).
- Prepare internal ratings in accordance with applicable / most recent guidelines.
- Preparation of client off colour and watch-list reports discussing trends, remedies, progress, future loan amendments and provide advice regarding possible exit strategies, where applicable.
- Analyse, evaluate and comment on drawdown requests and transaction related financial, technical and legal reporting provided by borrowers and/or advisors as applicable.
- Ensure timely covenant tracking with adequate recording in relevant system (CreditHub/ DocVault/Task Manager).
- Discuss/negotiate waiver requests, early repayments, and restructurings (with senior assistance) with borrowers/agents and other external/internal parties e.g. lawyers.
- Attend site visits and borrower meetings (as required).
- Where required, discuss/negotiate necessary credit and collateral documentation, and ensure that all documentation and decisions required are correctly prepared, communicated and processed.
- Maintain electronic credit files for respective deals, ensuring key documents have been saved before submission of approval requests (in accordance with Client's guidelines and naming conventions).
- Contribute to regular and ad hoc reporting requests from internal management, the client and its auditors on the portfolio, the sector and specific deals.
- Provide input to internal reports (e.g. internal surveillance lists etc.).
Skills Required:
- Must have established previous working experience with a proven track record in a related credit / risk / asset management environment involving infrastructure and energy project finance.
- Good understanding of both project and corporate finance with a solid background in and knowledge of credit risk drivers and risks inherent in the respective borrower industry sectors.
- Solid analytical and technical skills and ability to understand complex loan documentation and financing structures and ability to convey technical (modelling) concepts to both technical practitioners and third parties.
- Comfortable in a client facing role and ability to confidently present recommendations up to credit committee level as well as investors.
- Good understanding of the main drivers of ratings scorecards / the rating methodologies of the main 'Big Three' (Moody's, S&P, Fitch) ratings agencies in particular.
Services advertised by Gold Group are those of an Agency and/or an Employment Business.We will contact you within the next 14 days if you are selected for interview. For a copy of our privacy policy please visit our website.
