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City Elite are delighted to be assisting our long term Client, an international Bank based in The City, in their search for a Credit Analyst.
The purpose of this role is to provide quality recommendations on credit applications for both FIs and Corporates clients.
Duties:
- Assess the credit risk and financial strength of the firm's borrowers and counterparts by performing fundamental credit analysis using both quantitative and qualitative factors.
- Review lending underwriting transactions, determine risk appetite and credit ratings, having developed an independent view of cash flow projections and of key documentation protection.
- Perform sector analysis to assess portfolio concentrations or trends.
- Responsibility for annual reviews and business requests.
- Monitoring the portfolio and identify trends and risks.
- Ensure adherence to IFRS9 guidelines as part of credit review process.
- Perform Climate Risk assessment in the context of credit review
- Support the Deputy Head of Credit and Head of Credit in risk-related special tasks and projects.
Experience:
- Knowledge of banking industry products/services including Trade Finance, Receivable/Payable Financing, Asset Backed Finance (Real Estate Residential, Commercial etc.) , Project Finance etc.
- Risk Management Framework - Credit Risk, Market Risk, Operational Risk and Regulatory Risk.
- Financial Modeling.
- Desirable - exposure/experience in relevant Corporate credit (including Commodity Finance and Real Estate) and FI (both Banks and Insurance) credit.
- Knowledge/experience of GCC and MENA markets, including a good understanding of the FI and corporate clients, economic sectors, macro-economic factors, and related country risks within the region is a benefit.
