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A leading Global Bank based in London is seeking a Credit Analyst. This role is perfect for someone who thrives in a dynamic environment. The successful candidate will be part of a team that provides quality recommendations on credit applications for both Financial Institutions (Banks and Insurance) and Corporate clients (including Real Estate and Commodity Finance), ensuring full compliance with defined credit risk appetite, credit policy, and regulatory requirements (such as IFRS9).
What you'll do:
As a Credit Analyst, you will play a crucial role in assessing the financial strength of our firm's borrowers. Your responsibilities will include reviewing lending underwriting transactions, determining risk appetite, and assigning credit ratings. You will also be tasked with performing regular sector analyses to assess portfolio concentrations or trends. Additionally, you will ensure adherence to IFRS9 guidelines as part of the credit review process. Your role will also involve visiting customers when required and presenting credit applications at meetings.
- Assess the credit risk and financial strength of borrowers and counterparts by performing fundamental credit analysis.
- Review lending underwriting transactions, determine risk appetite and credit ratings.
- Perform sector analysis regularly to assess portfolio concentrations or trends.
- Monitor the portfolio and identify trends and risks.
- Ensure adherence to IFRS9 guidelines as part of the credit review process.
- Perform Climate Risk assessment in the context of credit review.
- Visit customers, and potential customers, when required.
- Attend meetings and present credit applications to the committee, if necessary.
What you bring:
The ideal candidate for this Credit Analyst position brings a wealth of knowledge about banking industry products/services including Trade Finance, Receivable/Payable Financing, Asset Backed Finance. You have a solid understanding of the Risk Management Framework encompassing Credit Risk, Market Risk, Operational Risk and Regulatory Risk. You have experience in Financial Modelling and exposure/experience in relevant Corporate credit (including Commodity Finance and Real Estate) and FI (both Banks and Insurance) credit. Your knowledge/experience of GCC and MENA markets will be highly beneficial in this role.
- Knowledge of banking industry products/services including Trade Finance, Receivable/Payable Financing, Asset Backed Finance.
- Understanding of Risk Management Framework - Credit Risk, Market Risk, Operational Risk and Regulatory Risk.
- Good language skills in English. French, German or Italian would be an added advantage.
- Experience in Financial Modelling.
- Exposure/experience in relevant Corporate credit (including Commodity Finance and Real Estate) and FI (both Banks and Insurance) credit.
- Knowledge/experience of GCC and MENA markets.
Robert Walters Operations Limited is an employment business and employment agency and welcomes applications from all candidates
