Credit Manager (Mortgages and Property Lending)

Up to £90,000 plus EXCELLENT benefits and bonus

Hybrid working available - 2 days a week in the office in central London

A fantastic opportunity has arisen to join a leading financial services institution based int eh heart of London, as they seek a Credit Manager to join and manage their team of 12, with a focus on residential mortgages. You will play a pivotal role in overseeing the property lending portfolio, managing securities, and ensuring the smooth execution of lending operations. You will work closely with high-net-worth clients, providing expert advice and fostering long-term relationships.

Key Responsibilities of the Credit Manager to include:

• Manage the Lending Back Office Teams, ensuring timely execution, maintenance, and release of lending security.
• Oversee preparation of accurate and efficient lending and security documentation prior to advancing funds.
• Ensure legal documentation complies with current legislation and protects the bank.
• Lead recruitment, management, and development of team members within the Lending Back Office.
• Manage relationships with suppliers, solicitor panels, and external stakeholders.
• Maintain deep knowledge of lending and security processes relevant to the bank's activities.
• Oversee and affirm regulatory lending returns.
• Support bank projects and contribute to embedding the Risk Management Framework through effective risk identification and management.
• Handle customer queries promptly and professionally, ensuring good outcomes in line with Consumer Duty.
• Provide input on commercial decisions related to security perfection, including buildings insurance.

Requirements for the successful Credit Manager to include:

• Comprehensive technical expertise in lending, security perfection, and handling bespoke, non-standard requests.
• Strong knowledge of regulated mortgage contracts, Consumer Credit Act borrowing, and lending-related regulatory reporting (e.g., Basel 3.1, PSD).
• Proven experience serving high-net-worth clients with a conversational understanding of financial markets and the economy.
• Demonstrable supervisory experience in lending and security roles within the financial sector.
• Strong attention to detail, interpersonal skills, and a proactive approach to issue resolution.
• Candidates must be CeMAP (Level 3) qualified

What’s in it for you?

• Fantastic benefits on offer from an employer who genuinely value their employees!
• Be part of a prestigious financial services institution with a client-first ethos.
• Enjoy a collaborative, dynamic, and supportive working environment.
• Opportunities for professional growth and development.

This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.