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Senior Credit Risk Manager- Credit Cards
Up to £120K
Once a week in London
Do you have strong experience of working in Credit Cards?
Have you managed Credit Risk Managers previously?
This one's for you.
Key Responsibilities:
- Driving the optimisation of lending decisions through test and learn initiatives to identify champion strategies for existing customers
- Establishing a credit risk framework - incorporating risk monitoring and feedback processes - to ensure appropriate decisioning for both customers and the business within the risk appetite
- Investigating and developing new data sources including open banking date to be used for analysis and decisioning
- Influencing stakeholders across the business - ranging from peers to Senior Management - to gain buy-in and support to deliver change as required
- Supporting business growth and portfolio profitability - ensuring a balance between risk, reward and responsible lending - while controlling credit quality and performance
- Providing colleagues with opportunities to succeed, devoting dedicated time to empowering people through coaching, mentoring and sharing expertise and knowledge
Key Requirements:
- Expert in developing strategies as part of a Credit Risk function
- Expert in new business strategies for both revolving and structured credit
- Extensive experience of key activities such as development and implementation of scorecards, strategy rules and affordability assessments, coupled with an overview of a typical customer journey and touchpoints
- Familiar with the existing regulatory and economic landscapes, with working knowledge of CONC obligations and an overview of wider macro-economic environment and trends
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Applicants must be located and eligible to work in the UK without sponsorship. Please note, should feedback not be received within 28 days, unfortunately your application has been unsuccessful. In applying for this role, you may be registered on our database so we can contact you about suitable opportunities in future. Your data will be managed in accordance with our Privacy Policy, which can be found on our website. If you would like this job advertisement in an alternative format, please contact MERJE directly.
