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Lead Credit Risk Analyst - SME Lending

Harnham - Data & Analytics Recruitment
Posted 10 hours ago, valid for 14 days
Location

London, Greater London EC1R 0WX

Salary

£36,000 - £43,200 per annum

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Contract type

Full Time

Retirement Plan

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

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  • The Lead Credit Risk Analyst position focuses on SME lending and offers a salary of up to £85,000 in London.
  • The role involves developing lending strategies, implementing models, and analyzing lending portfolio trends.
  • Candidates should have previous experience in SQL and a background in developing lending strategies, particularly in consumer lending.
  • Understanding credit risk models and experience with SME lending is essential for this position.
  • The company offers additional benefits such as a discretionary bonus, pension scheme, equity, and 25 days of holiday.

LEAD CREDIT RISK ANALYST - SME LENDING

£85,000

LONDON

This role offers the chance to work on a range of project areas including lending strategy, pricing modelling and wider portfolio analytics to grow out the SME lending book of a well-known and successful FinTech.

THE COMPANY

This is an exciting opportunity with a leading UK FinTech that focus on harnessing data to enhance their lending decisions. This business have been growing in recent years and are now in an excellent position where they are targeting further success.

THE ROLE

  • Developing lending strategies across the customer lifecycle to enhance profitability and decisioning
  • Developing and implementing models, including but not limited to Scorecards and NPV models, in order to enhance lending
  • Analysing trends in lending portfolios to drive insight and enhance business performance
  • Leading the incorporation of new data sources to enhance and improve decisioning, collaborating with teams including Underwriting, Data Science and Marketing

YOUR SKILLS AND EXPERIENCE

  • Previous experience in and knowledge of SQL is essential, Python desirable
  • Experience in developing lending strategies in a consumer lending environment is essential
  • Understanding of and exposure to credit risk models, such as scorecards
  • Experience with SME or wider business lending is essential

SALARY AND BENEFITS

  • Base salary of up to £85,000
  • Discretionary Bonus
  • Company pension scheme
  • Company equity
  • 25 days holiday

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the 'Apply' link

Apply now in a few quick clicks

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.