SENIOR CREDIT RISK ANALYST - STRATEGY

SENIOR CREDIT RISK ANALYST - STRATEGYLONDON £50,000 to £65,000

A growing FinTech company is looking for an outstanding analyst to enhance their credit risk strategy and portfolio performance within existing customers. This is a key role focused on credit limit management and analytical insights to drive profitability and growth.

THE COMPANY

A digital lender specialising in the unsecured lending space. The company have a strong focus on their product development and individual profitability of the product before looking to drive growth later this year. This is a growth role for the business due to recent success. They are fast paced and provide the ability to work on wide scoping projects.

THE ROLE

As a Senior Credit Risk Analyst, you will work within the existing customer team and be involved in wide-scoping projects, which include but are not limited to:

• Develop and execute credit limit increase and decrease strategies
• Analyse portfolio performance and identify strategic opportunities
• Provide insights to support marketing and product teams
• Work closely with senior stakeholders to enhance credit risk decision-making
• Utilise SQL and/or Python to extract and analyse credit risk data
• Contribute to the company's profitability and growth plans

YOUR SKILLS AND EXPERIENCE

The ideal candidate has a strong analytical mindset, experience in credit risk strategy, and a commercial approach to decision-making.

Essential:

• 2+ years experience in credit risk or financial services analytics
• Strong SQL, Python skills
• Ability to connect insights with business strategy
• Experience within credit risk strategy is ideal
• Credit cards experience is desirable
• Strong problem-solving skills and ability to work autonomously

Nice to Have:

• Experience with credit limit strategy
• FinTech or banking experience
• Exposure to commercial decision-making in credit risk

THE BENEFITS

• Analyst:Up to £55,000
• Senior:Up to £65,000
• Hybrid working - 3-4 days per week in office (ideally 4)
• Pension
• Private medical insurance

HOW TO APPLY

Register your interest by sending your CV to Dominic Castro at Harnham via the Apply link on this page.