Senior Data Consultant

Position: Credit Risk Analyst / ConsultantRisk Management / ConsultancyLocation: [LondonEmployment Type: Full-time

My client who are a Boutique Management Consultancy operating in the Banking & Insurance space are seeking a highly analytical and detail-oriented Credit Risk Analyst with specialized expertise in banking, SAS analytics, and liquidity risk management. The successful candidate will play a critical role in evaluating, monitoring, and mitigating credit and liquidity risks within our financial institution. You will leverage your technical and domain expertise to develop robust risk assessment frameworks, support decision-making, and ensure compliance with regulatory standards.

1. Credit Risk Assessment:

   • Analyze credit portfolios to identify and measure risks associated with lending and investment activities.
   • Evaluate borrowers' financial strength and probability of default.

2. Liquidity Risk Management:

   • Assess and monitor liquidity risk exposures in line with regulatory requirements (e.g., Basel III).
   • Develop stress testing scenarios and liquidity contingency plans.

3. Data Analysis and Reporting:

   • Utilize SAS to design, implement, and validate risk models for credit and liquidity management.
   • Generate comprehensive risk reports and dashboards to support risk oversight.

4. Regulatory Compliance:

   • Ensure all credit and liquidity risk activities comply with regulatory requirements and internal policies.
   • Assist in preparing documentation for regulatory audits and examinations.

5. Collaboration and Stakeholder Management:

   • Work closely with business units, treasury, and compliance teams to align risk strategies with organizational objectives.
   • Present findings and recommendations to senior management and risk committees.

• Education: Bachelor's or Master's degree in Finance, Economics, Statistics, or a related field.
• Experience:
  • 1+ years of experience in credit risk analysis, preferably within the banking sector.
  • Proven expertise in liquidity risk management and regulatory reporting.
• Technical Skills:
  • Proficiency in SAS (Base, Advanced, and Enterprise Guide).
  • Strong analytical skills with experience in statistical modeling and data visualization.
  • Knowledge of risk management tools and frameworks (e.g., VaR, stress testing).
• Knowledge:
  • Familiarity with banking regulations (e.g., Basel III, IFRS 9).
  • Understanding of credit risk metrics, liquidity coverage ratio (LCR), and net stable funding ratio (NSFR).

• Strong problem-solving and decision-making skills.
• Excellent written and verbal communication.
• Attention to detail and high level of accuracy.
• Ability to work independently and collaboratively in a fast-paced environment.

• Certification in risk management (e.g., FRM, PRM) is a plus.
• Experience with other programming tools (e.g., Python, R) is desirable.