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Are you an experienced Mortgage underwriter with a keen eye for complex buy-to-let Mortgage Cases? Join a team where your expertise will be at the forefront of shaping property finance solutions. If you're looking for a role that offers the perfect balance of challenge, flexibility, and reward, this could be your next step!
The Buy to Let Mortgage Underwriter Package
- Salary: £50k - £70k, based on experience
- Hybrid working model: Office in London with flexible work-from-home days
- Generous holiday allowance
- Pension scheme and other benefits
- Ongoing training and professional development opportunities
About the Company
This is an exciting opportunity to join a well-established and respected financial institution, known for its specialist lending solutions. With a focus on high-quality service and tailored mortgage products, the company prides itself on its commitment to innovation and customer satisfaction. You'll be part of a supportive environment that encourages professional growth and values each team member's contributions.
About the Buy to Let Mortgage Underwriter Role
As a Buy to Let Mortgage Underwriter, you’ll be dealing with complex, high-value mortgage applications, focusing on buy-to-let properties. Your ability to navigate intricate lending scenarios and apply sound underwriting principles will be essential in making accurate lending decisions. You’ll work closely with the internal sales team and external brokers, ensuring deals are structured effectively and comply with lending criteria.
Buy to Let Mortgage Underwriter Key Responsibilities
- Assess complex buy-to-let mortgage applications, ensuring compliance with lending criteria and regulatory requirements
- Evaluate financial documents, credit reports, and property valuations to determine loan viability
- Make informed lending decisions within delegated authority limits
- Collaborate with sales, broker, and credit risk teams to facilitate smooth deal progression
- Maintain up-to-date knowledge of the buy-to-let market and regulatory changes
- Provide guidance and feedback to junior underwriting team members as required
- Ensure high levels of accuracy and professionalism in every case
Buy to Let Mortgage Underwriter Skills and Experience Required
- Proven experience in buy-to-let mortgage underwriting, particularly with complex cases
- In-depth knowledge of mortgage regulations, credit risk, and lending criteria
- Strong analytical skills with the ability to assess financial risk
- Excellent communication and relationship-building skills with brokers and internal teams
- Ability to work in a fast-paced environment while maintaining attention to detail
- Experience with specialist lending is an advantage
Why Apply?
This is more than just a job—it’s a career opportunity where you can make a significant impact in a growing business. With a competitive salary, flexible working, and a supportive team culture, this role offers the perfect platform for an experienced underwriter to excel.
If you're ready to take on a rewarding challenge and grow with a forward-thinking company, apply today!
