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Mortgage Underwriter- BTL

Coast Specialist Recruitment
Posted a day ago, valid for a month
Location

London, Greater London EC1R 0WX

Salary

£60,000 - £72,000 per annum

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Contract type

Full Time

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

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  • The company is seeking additional underwriters due to an influx of quality business and a new management team.
  • Candidates should have experience in Mortgage underwriting, ideally with BTL products, and a proactive approach to problem-solving.
  • The role involves managing a pipeline of regulated BTL mortgage loan cases and maintaining high communication levels with all parties involved.
  • The position is fully office-based, offering a competitive salary and supporting package.
  • Experience in the field is required, although the specific number of years is not mentioned.

Two excellent roles with a lender, who has gained a reputation for " a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire additional underwriters to work in smart City based offices.

The Role:

Key Responsibilities:

Manage a pipeline of Regulated BTL Mortgage loan cases and prioritise accordingly. Underwrite loan applications within company lending criteria by making quality lending decisions.

Be vigilant when working on cases and refer where necessary to the appropriate person.

Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors.

Maintain a high level of customer service with those internally and externally.

Work closely with other departments within the company including sales, compliance, finance and collections.

Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company.

Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections.

Keep up to date with current best practice and regulatory requirements.

Represent the company at events as required

Key Competencies:

Experience of Mortgage ( ideally BTL) underwriting products .

The role is fully office based and offers a competitive salary and supporting package.

Apply now in a few quick clicks

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.