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Up to £48,000 plus EXCELLENT bonus and benefits
Hybrid Working Available!
A fantastic opportunity has arisen for an experienced Underwriter to join the Buy to Let mortgages department at a leading specialist Property Lending bank based in the City of London. You will be responsible for evaluating and approving mortgage applications (including first and second charge), for a range of lending products, with a focus on BTL
Duties of the Buy to Let Mortgage Underwriter:
- Conduct thorough underwriting of residential and buy-to-let mortgage applications.
- Apply sound judgment to make lending decisions, adhering to credit risk policies and individual lending mandates.
- Evaluate applications with a focus on the customer's overall financial situation and needs, ensuring suitable lending outcomes.
- Efficiently manage new applications, postal correspondence, and pre-submission referrals within established service level agreements.
- Proactively manage an assigned portfolio of mortgage applications from initial receipt through to completion.
- Develop and maintain strong relationships with a network of approved introducers, providing prompt and accurate underwriting assessments.
- Maintain strict adherence to internal underwriting guidelines and all relevant regulatory requirements, including FCA, PRA, anti-money laundering, financial crime prevention, and data protection.
- Cultivate and strengthen positive business relationships with a designated panel of introducers.
Requirements for the successful Buy to Let Mortgage Underwriter:
- Previous experience within underwriting and / or credit exposure within the BTL / Portfolio BTL market
- Experience liaising with Introducers and external customers
- Currently holding a lending mandate (desirable)
- CeMAP Qualified highly desirable
- Understanding and experience of the regulatory environment
What’s in it for you:
- 26 days holiday with 2 wellbeing days and opportunity to purchase more annual leave
- Hybrid Working offering you the ability to balance your work and home life
- Private Medical Insurance
- Excellent career development opportunities and sponsorship of relevant qualifications
- And MUCH MORE
This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.
