One of our clients is seeking a Deputy Director Credit Risk & Portfolio Manager, Initial 6 month contract and the position will be a mix of home and fieldwork and potentially need to visit the offices in the SW region.A snippet of what you'll be doing:
- Lead a team of 10 credit and investment specialists and 8 debt portfolio management experts to build and manage a portfolio of high risk, SME loans with mezzanine / structured finance features and controls
- Operate a personal delegation for credit, investment and arrears, default and recovery decisions, and any devolved delegation as required
- Support the Heads of Function for Credit and Portfolio, as direct reports, to systematise and codi-fy precedent the client's approach to responsible lending and debt management
What you'll need:
- Qualified or demonstrating substantial equivalent experience in SME lending and/or investment decisions, in a fund, banking or alternative finance environment
- Experience in originating and maintaining a portfolio of SME loan assets as a (stretched-) senior and/or mezzanine/structured finance lender
- Experience in a leadership capacity
- Experience of working with senior stakeholders, developing and implementing policy initiatives in the context of Subsidy Control regulation and Managing Public Money contexts
- Experience in launching new financial products in the public/private sectors at scale, analysing and determining customer requirements and developing appropriate risk and finance strategies
- Understanding of fair value accounting in the context of IFRS9, including benchmarking of loan assets against industry standard models through the credit cycleExperience in working directly with clients, managing expectations and providing constructive feedback on credit decisions
Michael Bailey International is acting as an Employment Business in relation to this vacancy.