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Director of Credit Risk

Harnham - Data & Analytics Recruitment
Posted 10 days ago, valid for 23 days
Location

London, Greater London EC1R 0WX

Salary

£45,000 - £54,000 per annum

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Contract type

Full Time

Retirement Plan

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

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  • The position is for a Director of Credit Risk with a salary of up to £160,000 in London, offering hybrid working with three days in the office.
  • The role involves leading credit risk management initiatives and enhancing frameworks within an innovative fintech focused on unsecured lending solutions.
  • Candidates must have first-line credit risk experience and unsecured consumer lending experience, ideally in a fintech environment.
  • Proficiency in SQL is required, with Python being desirable, along with experience in owning a credit risk function and developing decision models.
  • The company offers competitive benefits including 25 days of holiday entitlement, private healthcare, and a pension scheme.

DIRECTOR OF CREDIT RISK

SALARY UP TO £160,000

LONDON, HYBRID WORKING (3 DAYS A WEEK IN OFFICE)

Apply for the chance to work within an exciting fintech, working on a blend of credit risk scoring, decision work, and commercial analytics. This is a high-impact leadership position, where you'll lead initiatives across credit risk management, developing and enhancing frameworks.

THE COMPANY

The business are an innovative fintech, providing a range of unsecured lending solutions to a wide range of consumers. The team is full of highly-talented, collaborative individuals who foster a fast-paced and collaborative work environment.

THE ROLE

  • Managing and owning credit risk models, using ML techniques to enhance development and effectiveness
  • Leading the design and implementation of credit risk strategies, including responsible lending frameworks and portfolio analytics
  • Managing a team of 10 people and reporting into the Chief Risk Officer
  • Providing strategic foresight and thought leadership on advances in credit risk assessments, new industry trends, and risks and opportunities for data-driven growth
  • Working with a range of teams across the business to ensure robust risk management, including marketing, pricing, operations, and engineering

YOUR SKILLS AND EXPERIENCE

  • 1ST Line credit risk experience is required
  • Unsecured consumer lending experience is required - ideally with a fintech
  • Proficiency in SQL is required - Python is desirable
  • Experience owning a credit risk function
  • Experience developing decision models (scorecards)

THE BENEFITS

  • Competitive salary of up to £160,000
  • Hybrid working policy (3 days a week in office)
  • 25 days holiday entitlement
  • Private Healthcare
  • Pension scheme

HOW TO APPLY

Please register your interest via the apply link on this page, or send your CV directly

Apply now in a few quick clicks

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.