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City & Capital are currently working with a rapidly growing real estate finance lender who are looking to appoint an experienced & dynamic CRO/Head of Risk to head up activity for their flagship lending arm.
This is a pivotal role where you will be responsible for all risk within the business across the full lending cycle.
You will report directly to the Group CEO & will take ownership of all risk functions.
Our client is experiencing substantial growth having doubled in size for the 6th consecutive year and are looking for someone with a proactive mindset who can lead from the front in this critical area.
Key Responsibilities:
Risk Governance & Framework:
· Develop, implement, and maintain a robust enterprise-wide risk management framework aligned with industry best practices and regulatory requirements.
· Establish and oversee risk appetite statements and risk tolerance levels.
· Develop and implement a comprehensive risk culture across the organisation.
Risk Identification & Assessment:
· Proactively identify, assess, and prioritise key risks across all business areas, including operational, financial, strategic, reputational, compliance, and technological risks.
· Conduct thorough risk assessments, including quantitative and qualitative analyses, to understand the potential impact and likelihood of risks.
· Develop and maintain a risk register that accurately reflects the organisation's risk profile.
Risk Mitigation & Control:
· Develop and implement effective risk mitigation strategies and controls across the organisation.
· Oversee the design, implementation, and monitoring of key controls.
· Work closely with business units to ensure the effective integration of risk management into their operations.
Risk Reporting & Communication:
· Prepare and present regular risk reports to senior management, the Board of Directors, and other key stakeholders.
· Clearly communicate risk information to all levels of the organisation.
· Ensure timely and accurate reporting of risk incidents and near misses.
· Develop and maintain strong relationships with key stakeholders, including regulators, auditors, and internal audit.
Primary Objectives - Compliance
Compliance Framework:
· Design, implement, and maintain effective compliance programs, including policies, procedures, training materials, and monitoring systems, covering areas such as anti-bribery and corruption, cyber-security and UK GDPR.
· Establish and execute a comprehensive compliance monitoring and audit program to detect and prevent threats. Oversee internal and external audits related to compliance.
· Oversee compliance-related activities of third-party vendors.
Team Management
· Lead, manage, and mentor the compliance team, fostering a high-performing and collaborative environment.
· Ensure delivery of a robust compliance training program to employees at all levels to promote awareness and understanding of relevant regulations and policies.
· Oversee the maintenance and update of compliance policies and procedures to reflect changes in regulations and best practices.
Compliance reporting & Communication
· Ensure timely and accurate reporting to regulatory authorities as required.
· Collaborate with other departments to integrate compliance into business operations. Communicate effectively with senior management and the board of directors on compliance matters.
Risk & Compliance Reporting
· Ensure compliance with all applicable laws, regulations, and industry standards.
· Advise senior management and the Board of Directors on all Risk & Compliance regulatory developments and their potential impact on the business.
· Represent the company in regulatory interactions as needed.
· Manage the compliance budget effectively.
Company Expectations / KPI’s
· To lead and grow a highly functioning team, in scale with the growth of the business.
· To take a holistic view of the business in terms of Risk & Compliance oversight and management.
· Deliver to key deadlines and SLA’s.
· Lead key projects and transactions as 'project leader,’ engaging relevant internal and external stakeholders.
· Demonstrate strategic thinking and planning skills, effectively prioritising and delivering on short-term and long-term objectives.
· Enhance the reputation of the business as a key senior team member, 'face of the business’.
· To work with integrity and honesty at all times.
On Offer:
The basic salary for this role is up to c£250k - c£275k, with a salary range based on experience. Higher offers may be considered for exceptional talent and experience. Salary will be complemented by an annual discretionary bonus that will further enhance earnings.
Most notably, due to continued growth, this role also comes with significant progression potential. As the business expands, the opportunity for career advancement within the company is exceptional, with the chance to move into more senior compliance/risk roles as excellent performance is delivered.
