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- Make lending decisions in line with Credit Risk Policy and individual mandate levels.
- Ensure compliance with internal underwriting policy and regulatory requirements.
- Collaborate with Internal Sales to progress cases from Decision in Principle (DIP) to drawdown.
- Prepare detailed Credit Papers and present propositions to the Credit Committee.
- Instruct valuers and solicitors, and ensure all loan conditions are met efficiently.
- Accurately record loan information in the bank’s electronic systems.
- Handover complete files to the Servicing teams Loan Administrators post-completion.
- Annual salary of £55,000 - £65,000.
- Bonus ranging from £5,000 - £10,000.
- 26 days holiday plus 2 wellbeing days.
- Contributory pension scheme.
- Life insurance, income protection, and critical illness cover.
- Private medical insurance and season ticket loans.
- Opportunities for career development and sponsorship for relevant qualifications.
- Previous experience in bridging, underwriting, or lending within the property environment.
- Strong professional communication skills for interacting with businesses and colleagues.
- A solid understanding of the regulatory environment.
- Experience liaising with introducers and external customers.
- A high level of motivation and commitment to customer service.
- Excellent time management skills and attention to detail under pressure.
