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Company Overview
We are a direct lender to small businesses in the UK. We provide unsecured, short-term business loans. We cut the red tape, reduce the paperwork, and eliminate the hassle to get small businesses the finance their business needs fast.
We have established ourselves as a quick, efficient and responsive lender. With a combined 30+ years of industry experience across the Leadership team we are able to identify the needs of each business and determine the finance that best suits their needs to thrive and grow.
We work hard every day to provide small businesses with fast access to capital. Our dedication to excellence coupled with our advanced technology allow for easy and accurate decision making that allows an application, approval and funding to all take place within 1-2 days.
Location
We currently all work from home, and we have some flexi working space in London (Liverpool Street).
Underwriting role
Conduct Risk assessment on the leads that come in:
- Search credit bureau reports and other key resources to determine the borrowers levels of credit worthiness.
- Perform detailed background checks on the borrower.
- Deep review of the business bank statements.
- Price all offers.
- Review of other financial docs as required (eg aged debtor reports, financial reports, Tax returns, etc).
- Determine the additional information needed to complete the review.
Knowledge, Skills and Abilities
- Degree educated.
- Strong communicator with clear speech and writing.
- Good mathematical skills.
- Strong experience in working with financial data.
- Meticulous underwriter who tracks details and understands their impact on the approval process.
- Confident about the ultimate value of his/her decisions.
- Active learner interested in applying Company standards to transactions.
- Effective team player with the ability to work independently, exercise initiative and take ownership of projects.
- Commitment to continuous improvement.
- Sense of accountability and pride in his/her work.
- Minimum 3 years experience in similar role, and within the SME Lending industry.
