- Experienced Complex BTL Underwriter
- Up to £85k
- London - Hybrid
- Underwriting complex Buy-to-Let (BTL) loans, including large portfolios and multi-property deals, for unregulated cases.
- Work closely with senior leadership to review and approve large loan applications.
- Provide expertise on structuring loans for complex asset types, such as multiple properties or Ltd company portfolios.
- Contribute to the growth and development of the BTL division, focusing on high-value loans and portfolios.
- Collaborate with the underwriting team and other departments to ensure smooth loan processing.
- Maintain high standards of risk assessment and decision-making within the business’s lending criteria.
- Contribute to a positive, collaborative, and “can-do” culture within the team.
- Minimum 10 years' underwriting experience, with a strong background in unregulated Buy-to-Let.
- Experience with large loan underwriting, specifically multi-property portfolios and Ltd company structures.
- Strong decision-making abilities and a proactive attitude towards complex cases.
- A background in private banking or bridging finance is a plus, but not a requirement.
- Strong knowledge of risk management and the ability to handle high-value, complex transactions.
- A self-starter with a willingness to take ownership and get involved with all aspects of the underwriting process.
- An ability to work well under pressure and meet deadlines in a fast-paced, growing business environment.
- Culture: The company prides itself on a positive, supportive culture, with an open-plan office and hands-on leadership.
- Progression: There is significant potential for career growth. The team has seen consistent promotions, and there’s a clear path to senior leadership roles within the company.
- Team: You’ll be part of a high-performing, close-knit team with a great work-life balance and strong company-wide support.