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Job Title: Bridging Underwriter
Location: Hybrid 2 days a week in the London Office
Salary: Up to £60,000 (Open to higher for experienced candidates)
Hours: Monday to Friday 9 am to 5.30 pm
Benefits:
- Cycle to work scheme
- Private Medical Insurance
- Discretionary annual bonus
- Holiday buyback scheme
- 25 days holiday plus bank and public holidays
- Monthly team socials
- Summer and Winter Company socials
- Employee of the Month rewards
- Fundraising events
About the position of Underwriter
An award-winning and fast-growing bridging finance company is looking for an experienced Underwriter to join their expanding team. Specialising in bridging and short-term lending, they have been recognised for outstanding service and shortlisted for multiple industry awards.As they continue to grow, they are seeking a skilled Underwriter with experience in bridging, short-term lending, or property lending. This is an exciting opportunity to be part of a collaborative and dynamic business where teamwork is at the heart of success. If you thrive in a fast-paced environment and have strong analytical and decision-making skills, we'd love to hear from you.
Responsibilities for the role of Underwriter
- Assess and underwrite bridging loan applications within lending criteria and funding guidelines.
- Manage a high-volume case pipeline, prioritizing tasks to meet deadlines while ensuring excellent customer service.
- Use commercial acumen to assess risks and propose appropriate mitigations, with support from senior leadership.
- Prepare high-quality Credit Papers with clear recommendations for loan approvals.
- Structure, price, and assess new enquiries, outlining key conditions for loan support.
- Oversee cases from enquiry to completion, ensuring efficiency and accuracy.
- Prepare and review loan documentation for third-party stakeholders.
- Identify and mitigate risks, including fraud and money laundering.
- Build strong relationships with brokers, valuers, solicitors, and internal teams.
- Stay up to date with industry regulations and best practices.
- Maintain accurate records and update internal systems as required.
Experience and skills required for the role of Underwriter
- Underwriting experience in bridging, short-term lending, or property finance.
- Strong knowledge of compliance, including MCOB, CCA, and responsible lending.
- Understanding of fraud risks and preventative measures.
- Pragmatic underwriting approach, ideally within a specialist lender.
- Proactive, flexible, and able to work independently and as part of a team.
- Ability to manage multiple time-sensitive tasks effectively.
- Commercially aware with strong interpersonal and communication skills.
- Adaptable to business needs with a hands-on approach.
For more information regarding the role of Underwriter please get in touch with us.
Stellar Select is acting as an employment agency and is a corporate member of the REC.
Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.
