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Mortgage Underwriter

Ultimate Banking Ltd
Posted 11 hours ago, valid for 8 days
Location

London, Greater London EC1R 0WX

Contract type

Full Time

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

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  • The position is for an Underwriter based in London with a hybrid working model offering £competitive salary.
  • The role involves underwriting, reviewing, and approving standard mortgage applications while ensuring compliance with business risk appetite and policies.
  • Candidates are expected to have previous manual underwriting experience, with equity release experience being highly desirable.
  • This role requires a customer-centric individual who is a team player and can build effective working relationships, often remotely.
  • The successful applicant should have attention to detail and a positive attitude towards continuous learning.

Underwriter

London/Hybrid

£competitive

Our client is a solution led, specialist mortgage lender, offering a wide variety of later life mortgage products to the market, focussed on the borrowing needs of those aged 50+. They care passionately about their customers and are seeking a customer-centric, experienced underwriter to join their dedicated team.

As their Underwriter, you will underwrite, review and approve their standard mortgage applications within an agreed mandate level, ensuring mortgages are originated within the business risk appetite and in accordance with policies.

The office is based in Fitzrovia, which is easily accessible via public and they can offer a hybrid approach to the working week, with 3 days at their head office and the remainder working remotely if you so wish.

Duties of the Underwriter will include:

  • Managing a busy pipeline of applications from submission to completion.
  • Having the ability to make sound discretionary lending decisions within an agreed risk appetite and Lending Policy.
  • Exercising discretion on cases outside of standard lending policy.
  • Obtain and retain a lending mandate.

The successful candidate will possess:

  • Previous manual underwriting experience and equity release experience would be highly desirable.
  • A customer focussed individual and a real team player, someone who can build effective working relations, often remotely
  • Attention to detail and a positive attitude to constantly learning

Apply now in a few quick clicks

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.