Mortgage Underwriter

Kennedy Pearce are partnering with a London based Private Bank, who offer Hybrid working, in recruiting a first and second charge Mortgage Underwriter

JOB FUNCTION

To package, underwrite and approve new mortgage applications for a variety of first and second charge lending products.

KEY RESPONSIBILITIES

• Underwrite both residential and buy to let mortgage applications
• Make lending decisions in line with Credit Risk Policy and individual mandate level
• See beyond the individual components of an application, and consider the broader customer outcome and need
• Manage new applications, incoming post and pre-submission referrals within set service standards
• Proactively manage an assigned pipeline of applications from receipt to completion
• Liaise with a pre-approved panel of Introducers to provide quick, accurate and reliable underwriting decisions
• Adhere to internal underwriting policy and regulatory requirements - FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection etc

Essential Experience Required

• Previous Mortgage underwriting, credit or lending exposure
• Working within a regulated environment
• Managing and prioritising own workload
• Liaising with Introducers and/or external customers
• Currently holds a lending mandate - Desirable

CeMAP qualified - Desirable