Mortgage Compliance Officer

Ready to Make an Impact in Mortgage Compliance?Are you passionate about ensuring fairness and transparency in lending? Do you have experience in mortgage compliance and a keen eye for detail? If so, this could be the perfect opportunity to take the next step in your career with a forward-thinking finance company.About the CompanyJoin a dynamic and innovative finance company based in London, known for delivering tailored lending solutions to individuals and businesses. They specialise in helping customers secure mortgages and loans that might be challenging to obtain through traditional lenders.About the Mortgage Compliance Officer Role

• As a Mortgage Compliance Officer, you will play a crucial role in maintaining high standards of regulatory compliance across a range of mortgage cases, with a strong emphasis on second charge mortgages. Your primary responsibility will be to conduct audits and assessments to ensure adherence to legal requirements and internal policies.
• This role is ideal for someone with residential mortgage compliance experience who is eager to broaden their expertise in second charge compliance.

Mortgage Compliance Officer Key Responsibilities

• Conduct detailed audits of mortgage files, loan documents, and processes to ensure compliance with relevant laws, regulations, and company policies.
• Keep up to date with changes in mortgage laws and regulations, ensuring management and staff are informed of relevant updates.
• Work closely with teams across the business to address compliance issues and implement necessary changes.
• Provide guidance and training on compliance policies and procedures, fostering awareness and understanding.
• Prepare and submit compliance reports to management and regulatory agencies as needed.
• Maintain accurate records of compliance activities, audit findings, and remediation actions.

The Mortgage Compliance Officer Package

• Hours: 9:00 am - 5:30 pm
• Basic Salary up to £50k
• Hybrid working 2 days from home
• Holidays: 25 Days per Year

Skills and Experience Required

Essential

• Previous compliance experience within financial services, specifically in residential mortgage compliance.
• Good understanding of the FCA’s regulatory approach and framework.
• Ability to work independently and collaboratively to achieve business objectives.
• Strong relationship-building and communication skills.
• Effective problem-solving abilities and objection-handling skills.
• Excellent planning, organisation, and time management.
• Positive attitude towards challenges and adaptability to change.
• Strong team ethic and commitment to maintaining high compliance standards.

Desirable

• Experience in second charge mortgage compliance (highly beneficial, but not essential).

Why Apply?Whether you’re experienced in residential mortgage compliance or looking to expand your expertise into second charge compliance, this role offers the perfect platform for your career growth.