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- Property / SPV's
- Work with Senior Stakeholders
- Origination / Portfolio Management
- Analysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine the risk of default.
- Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default.
- Recommendation of loan approvals, rejections, or adjustments based on risk evaluation and bank lending policies.
- Development and implementation of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans
- Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
- Manage and mitigate risks through assessment, in support of the control and governance agenda.
- Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.
- Your role will involve sanctioning credit proposals within your delegated discretion and presenting to higher-level sanctioners when necessary.
- Approving credit proposals, identifying adverse trends in client credit profiles, and ensuring timely referrals to Watchlist/Special Asset Management
- Previous experience in a similar role
- Corporate credit analysis skills with considerable analytical and numerical abilities to challenge and structure proposals.
- Problem-solving and decision-making capabilities.
- Excellent communication, negotiation, and presentation skills.
- Proven credit sanctioning experience
