Are you an experienced Buy to Let Mortgage Underwriter ready to take your career to the next level? Join a leading, innovative lender backed by a major bank and make your mark in the Buy to Let Mortgage market! With a competitive salary, flexible hybrid working, and room for growth—this could be your next big move.The company is a specialist Buy to Let lender, offering innovative and tailored mortgage solutions for landlords across the UK. With a strong focus on delivering a high-quality, customer-centric service, the business caters to both experienced landlords and those new to property investment. Backed by a prestigious Bank, they bring stability, expertise, and a modern approach to the mortgage market, making them a trusted name in Buy to Let lendingAbout the BTL Mortgage Underwriter Role:As a Mortgage Underwriter, you will be responsible for evaluating mortgage applications and determining the eligibility of applicants for loan approval. You will play a critical role in assessing risk, ensuring compliance with regulations, and safeguarding the company's lending standards. The ideal candidate will have a strong background in mortgage underwriting and a solid understanding of various loan products.BTL Mortgage Underwriter Key Responsibilities:
- Review and assess mortgage applications, verifying financial information.
- Make sound underwriting decisions based on lending criteria, guidelines, and risk assessments.
- Approve or decline mortgage applications within designated underwriting authority
- Collaborate with stakeholders to ensure efficient processing of applications.
- Stay up to date with regulatory changes and industry best practices to ensure compliance with all relevant laws and guidelines.
- Communicate underwriting decisions clearly and professionally
- Monitor loan performance to ensure adherence to company policies and risk management standards.
BTL Mortgage Underwriter Requirements:
- 18 months + of underwriting experience
- Experience in Buy to Let underwriting is preferred
- Strong decision-making skills with the ability to work within mandate limits
- Ability to work in a hybrid environment, with 3 days in the office and 2 days working from home
Mortgage Underwriter Package:
- Salary £45k
- Hybrid working arrangement: 3 days in the office and 2 days from home
- Opportunity to work with a well-established lender, backed by a major bank
- Room for professional growth and development in a supportive environment
Why Apply?If you're looking for a role where you can leverage your underwriting expertise in a dynamic, growing sector, while enjoying the flexibility of hybrid working and a competitive salary, this is your opportunity.Don’t miss the chance to join a respected lender with the backing of a major bank. Take the next step in your career and apply today!