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North of England Underwriter (Residential and Buy to Let Mortgages)

Montpellier Resourcing
Posted 6 days ago, valid for 25 days
Location

Manchester, Greater Manchester M17 1DJ, England

Salary

£35,000 - £42,000 per annum

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Contract type

Full Time

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

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  • A remote opportunity has arisen for an experienced property finance lending Underwriter in the Northwest of England, specifically Manchester and surrounding areas.
  • The position offers a salary of up to £50,000 along with excellent bonuses and benefits.
  • Candidates must have previous underwriting, lending, or credit experience, ideally with residential and buy-to-let mortgages, and should be CeMAP qualified.
  • Key responsibilities include packaging and approving mortgage applications, managing a pipeline, and ensuring compliance with regulatory obligations.
  • This role also provides opportunities for career development and remote working to promote a balanced work-life.

Remote - focussed on the Northwest of England, Manchester and the surrounding areas

Up to £50,000 plus excellent bonus and benefits

Due to exciting growth and expansion, a fantastic opportunity has arisen for an experienced property finance lending Underwriter to join a specialist Property Lending bank. Specializing in residential and buy to let mortgages, you will be responsible for packaging, underwriting and approving new mortgage applications for a variety of first and second stage and Buy to Let lending products. For this position, candidates must have previous underwriting, lending or credit experience, and will ideally be CeMAP qualified.

Duties of the Underwriter (Residential and Buy to Let Mortgages) to include:

  • Review and approve both residential and buy-to-let (BTL) mortgage applications.
  • Efficiently manage an assigned pipeline of applications, ensuring smooth progression from submission to completion.
  • Oversee new applications, manage incoming correspondence, and handle pre-submission inquiries within established service standards.
  • Make informed lending decisions that align with Credit Risk Policy and individual authority levels.
  • Evaluate applications holistically, considering the overall customer outcome and needs.
  • Maintain adherence to internal underwriting policies and meet regulatory obligations, including FCA, PRA, Anti-Money Laundering, Financial Crime Prevention, and Data Protection.
  • Engage with a pre-selected panel of Introducers to provide prompt, accurate, and consistent underwriting decisions.
  • Support management by participating in project-based work and completing ad-hoc tasks as needed.
  • Deliver quality underwriting decisions that foster performing loans and positive customer outcomes.
  • Cultivate and sustain productive business relationships with an assigned group of Introducers.

Requirements for the successful Underwriting (Bridging Finance):

  • Previous experience in underwriting, credit assessment or lending is essential and candidates should have experience with residential and Buy to Let mortgages.
  • Experience working in a highly regulated environment
  • Strong communication skills and ability to build relationships with introducers and / or external clients
  • Candidates will ideally currently hold a lending mandate and will be CeMAP qualified

What’s in it for you:

  • Private Medical Insurance
  • 26 days holiday with 2 wellbeing days and opportunity to purchase more annual leave
  • Remote Working offering you the ability to balance your work and home life
  • Excellent career development opportunities and sponsorship of relevant qualifications
  • And MUCH MORE

This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.

Apply now in a few quick clicks

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.