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- Underwrite both residential and BTL mortgage applications.
- Make informed lending decisions in line with Credit Risk Policy.
- Consider broader customer outcomes beyond individual application components.
- Manage new applications and pre-submission referrals efficiently.
- Proactively handle an assigned pipeline from receipt to completion.
- Liaise with a pre-approved panel of Introducers for quick and accurate decisions.
- Adhere to internal underwriting and regulatory policies.
- Annual salary of £40,000 - £50,000, plus £6,000 - £8,000 bonus.
- Matched pension contributions up to 7%.
- 26 days annual leave, plus two wellbeing days and additional holiday purchase options.
- Private medical insurance via Vitality.
- Life, income protection, and critical illness insurance.
- Enhanced family leave pay and flexible working options.
- Access to an electric car scheme, cycle to work scheme, and season ticket loan.
- Wellbeing support including discounted gym membership and 24/7 private GP access.
- Previous experience in underwriting, credit, or lending.
- Experience working within a regulated environment.
- Ability to manage and prioritise own workload.
- Experience liaising with Introducers and/or external customers.
- CeMAP qualification is desirable but not essential.
