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Mortgage Underwriter

Ultimate Banking Ltd
Posted 2 days ago, valid for 24 days
Location

Milton Keynes, Buckinghamshire MK3 5AE

Contract type

Full Time

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

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  • Our client is seeking experienced Buy to Let Underwriters to join their growing team of 7 in a vibrant company that values employee well-being and work-life balance.
  • Candidates should have a current or recent Underwriting Mandate and a good knowledge of Buy to Let lending, including Limited Company, HMO, and Multi lets.
  • The role involves assessing and underwriting mortgage applications to ensure compliance with the company's credit risk policy, as well as collaborating with the processing team and intermediary partners.
  • The position offers a hybrid working pattern, with an annual salary of £45,000 to £55,000 and requires a minimum of 3 years of relevant experience.
  • In addition to a contributory pension scheme and private medical insurance, employees enjoy a discretionary annual bonus and extra holiday over Christmas.

Do you want to work for a vibrant company who have drive and ambition but put their employees at the heart of what they do? Our client is exactly that company. They believe in working hard to achieve their goals, but they want their staff to have fun and a work life balance.

They are looking for underwriters to join a growing team of 7 so far. They need experienced Buy to Let Underwriters, but this could just be part of your skill set as there is a definite opportunity to expand into other areas in the future.

The primary function of this role is to assess and underwrite mortgage applications to ensure all lending complies with the company’s credit risk policy. Additionally, work with the processing team to assist in the preparation of case files as well as assisting our intermediary partners by discussing potential new applications.

If you want to join this exciting company, you will have:

  • A current or recent Underwriting Mandate
  • Good knowledge of Buy to Let lending (to include Limited Company, HMO and Multi lets)
  • A good understanding of the mortgage process
  • Knowledge of working under pressure to tight deadlines - a 'can do 'attitude
  • Record/file management experience
  • Experience of working in a team
  • Ability to prioritise tasks
  • Excellent communication skills

In return, they offer:

  • Hybrid working pattern: Office based in Milton Keynes or Solihull on Mondays & Thursdays with the other 3 days a week working from home.
  • Contributory pension scheme
  • Death in service (4 x salary)
  • Vitality Private Medical Insurance & dental cover
  • Employee Assistance Program
  • Discretionary annual bonus
  • Additional 2 days holiday over Christmas.

Apply now in a few quick clicks

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.