Mortgage Underwriter

D&R Recruitment Limited

Posted 15 hours ago, valid for 13 days

Newcastle Upon Tyne, Northumberland NE19 2BG, England

Full Time

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Sonic Summary

The position is for a Senior Mortgage Underwriter / Head of Operations based in Newcastle, offering a salary of up to £60,000 plus bonuses.
The role involves packaging, underwriting, and approving new mortgage applications for various lending products, including residential and buy-to-let mortgages.
Candidates must have previous experience in mortgage underwriting, credit, or lending within a regulated environment, as well as the ability to manage and prioritize their workload effectively.
The job requires liaising with Introducers and external customers, and adherence to internal underwriting policies and regulatory requirements.
While a lending mandate is essential, holding a CeMAP qualification is considered desirable.

Senior Mortgage Underwriter / Head of Operations

Up to £60,000 + Bonuses

Newcastle

JOB FUNCTION

To package, underwrite and approve new mortgage applications for a variety of first and second charge lending products.

KEY RESPONSIBILITIES

Underwrite both residential and buy to let mortgage applications
Make lending decisions in line with Credit Risk Policy and individual mandate level
See beyond the individual components of an application, and consider the broader customer outcome and need
Manage new applications, incoming post and pre-submission referrals within set service standards
Proactively manage an assigned pipeline of applications from receipt to completion
Liaise with a pre-approved panel of Introducers to provide quick, accurate and reliable underwriting decisions
Adhere to internal underwriting policy and regulatory requirements - FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection etc

Essential Experience Required

Previous Mortgage underwriting, credit or lending exposure
Working within a regulated environment
Managing and prioritising own workload
Liaising with Introducers and/or external customers
Currently holds a lending mandate - Desirable

CeMAP qualified - Desirable

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