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Credit Risk Manager

NET Recruit
Posted 13 days ago, valid for 7 days
Location

Portsmouth, Hampshire PO2 9JY

Salary

£48,000 - £57,600 per annum

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Contract type

Full Time

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

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  • The role involves recommending actions to reduce delinquency rates and overseeing stakeholder relations for portfolio risk assessments.
  • Candidates must have at least 5+ years of experience in credit risk management, preferably in financial services or leasing companies.
  • The position offers a base salary of up to £60,000 along with an attractive benefits package including holidays and pension.
  • Responsibilities include developing ECL models, credit risk policies, and collection strategies to enhance team performance.
  • This role provides opportunities for personal and team development, leading to future growth within a highly successful financial services business.
Your Role:While in this position your duties may include but will not be limited to:
  • Recommending actions with the aim of reducing delinquency rations to align with company targets
  • Overseeing relations with both internal and external stakeholders to refine portfolio risk assessments, underwriting processes and scorecard validations
  • Seeking opportunities to improve monitoring systems that track and monitor credit risk KPIs, customer segmentation and delinquency rates, and ensuring that regular reporting is undertaken from this
  • Overseeing the development of ECL models, to ensure the proper recalibration for EAD and LGD parameters to be based on write-off and delinquency data
  • Driving the development of credit risk policies as well as risk appetite strategies, write off policies and delinquency process guidelines
  • Partaking in the development of collection strategies with the aim of improving team performance
You MUST Have:Please apply ONLY if you meet the following criteria:
  • At least 5+ years’ experience in credit risk management, preferably in a financial services or leasing company
  • Experience working in a regulated environment
  • Experience recruiting and leading teams within a credit risk environment
  • Exposure to managing ECL models with credit data, as well as knowledge of underwriting criteria and scorecard management
  • Strong analytical abilities will be sought after as well as problem solving skills
  • Excellent communication is expected too
Your Opportunity:This is a highly successfully financial services business and a leader in its sector. Not only will the position holder be able to take responsibility for activities to reduce delinquency rates and improve credit risk management across the business, but the position holder will be supported to really explore this role in great depth, by seeking to build sophisticated tools and systems to better monitor and report credit risk, lead the development of strategies and manage implementations of new technologies and support on strategic decision making for policy making.  For the successful candidate, a base salary of up to £60,000 will be on offer, alongside an attractive package including a good holiday allocation and pension, as well as plenty of other rewards. As a progressive and key leadership role, there will be plenty of opportunities to develop yourself and the team further in the future, leading to exciting opportunities for growth.  If this excellent opportunity interests you, then please don't hesitate to apply today!

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In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.