Your Role:While in this position your duties may include but will not be limited to:

Recommending actions with the aim of reducing delinquency rations to align with company targets
Overseeing relations with both internal and external stakeholders to refine portfolio risk assessments, underwriting processes and scorecard validations
Seeking opportunities to improve monitoring systems that track and monitor credit risk KPIs, customer segmentation and delinquency rates, and ensuring that regular reporting is undertaken from this
Overseeing the development of ECL models, to ensure the proper recalibration for EAD and LGD parameters to be based on write-off and delinquency data
Driving the development of credit risk policies as well as risk appetite strategies, write off policies and delinquency process guidelines
Partaking in the development of collection strategies with the aim of improving team performance

You MUST Have:Please apply ONLY if you meet the following criteria:

At least 5+ years’ experience in credit risk management, preferably in a financial services or leasing company
Experience working in a regulated environment
Experience recruiting and leading teams within a credit risk environment
Exposure to managing ECL models with credit data, as well as knowledge of underwriting criteria and scorecard management
Strong analytical abilities will be sought after as well as problem solving skills
Excellent communication is expected too

Your Opportunity:This is a highly successfully financial services business and a leader in its sector. Not only will the position holder be able to take responsibility for activities to reduce delinquency rates and improve credit risk management across the business, but the position holder will be supported to really explore this role in great depth, by seeking to build sophisticated tools and systems to better monitor and report credit risk, lead the development of strategies and manage implementations of new technologies and support on strategic decision making for policy making. For the successful candidate, a base salary of up to £60,000 will be on offer, alongside an attractive package including a good holiday allocation and pension, as well as plenty of other rewards. As a progressive and key leadership role, there will be plenty of opportunities to develop yourself and the team further in the future, leading to exciting opportunities for growth. If this excellent opportunity interests you, then please don't hesitate to apply today!

Credit Risk Manager

Credit Risk Analyst

Credit Risk Manager

Credit Risk Analyst