Back to search
Credit Underwriter (Asset Finance Flow)Location: Reading with hybrid workingSalary: £50,000-£55,000pa
We are looking for a Credit Underwriter to support the Head of Credit Asset Finance Flow by ensuring all credit applications comply with Lending Policy. You will conduct detailed investigations, provide recommendations, and propose solutions that meet customer needs and business objectives.
This role includes completing annual reviews as required by Lending Policy and assisting with the preparation of management information (MI) reports.
Key Responsibilities
- Ensure credit applications comply with Lending Policy.
- Conduct thorough credit investigations and provide recommendations.
- Complete annual reviews for accounts under Lending Policy.
- Support the preparation of MI reports.
About You
To succeed in this role, you will need:
- Experience in underwriting and knowledge of the asset finance and SME market.
- Familiarity with lending principles, credit analysis, and underwriting methodologies for small ticket transactions.
- Knowledge of Conduct Risk and Treating Customers Fairly requirements.
- Understanding of financial services regulations.
- Strong analytical and compliance-focused approach.
Benefits
- 10% employer pension contributions.
- 10% Profit Share Bonus scheme.
- 30 days’ holiday plus Bank Holidays, with a Sell Holiday scheme.
- Hybrid working and flexible options.
- Private Medical Insurance from day one, including optical and dental cover.
- Life Cover at 4x salary and Income Protection cover.
- Salary Sacrifice schemes for Cycle to Work and Electric Cars.
- Interest-free personal loans.
- Perkbox membership with discounts on shopping, restaurants, and more.
- Enhanced Maternity and Paternity Pay.
- Learning and development opportunities.
- Regular social events, including Christmas and summer parties.
Diversity and Inclusion
We are committed to fostering a diverse and inclusive workplace, ensuring equal treatment for all employees and candidates. Successful applicants will undergo pre-employment screening, including DBS checks.
If you’re experienced in underwriting and credit analysis, we’d love to hear from you!
