Secured Portfolio Manager

Techniche Global are supporting a global bank to appoint a Secured Portfolio Manager for a role within their Credit Risk and Mortgage lending portfolios. They have a role available due to continued growth and investment in their Secured portfolios across Retail Banking. You will have the opportunity to work with an award-winning function (winners of best credit modelling & risk team of the year, consumer credit team of the year, best use of technology in 2021 and Outstanding Conduct in Collections). As part of their package, they  provide a range of training to support your continued development of banking, credit risk, leadership and technical skills. With multiple teams across the risk department, there are plenty of opportunities to grow and develop in your way!

• Assessing, developing and improving credit risk decisions in line with internal and regulatory guidance to allow the company to make high quality decisions for the customers and deploying across the department.
• Supporting sustainable growth in the business through the delivery of WPB initiatives, leveraging analytics to support the design and roll-out of new lending products, policies and procedures that deliver good customer outcomes.
• Leading complex projects to completion with minimal guidance, formulating and clearly communicating conclusions and proposals giving consideration to the risk, reward and customer impact, collaborating with teams to make decisions.
• Owning the reporting of department risks and issues, providing regular oversight and updates to senior manager forums, in addition to facilitating global internal Audit reviews across the teams.
• Building strong interpersonal relationships and engaging with the wider organisation, on and off shore team members to provide insight and support for changes, ensuring guidance, communications and scripting reflects credit policy.
• Represent Credit Risk in governance forums, providing relevant challenge to 1LOD and steward the risk management framework.
• Support 1LOD in responding to customer and FOS challenges against the company’s credit policy.

• Previous experience within Credit Risk, Collections, Underwriting Services, or a Change function, with experience of secured products and credit policy.
• Excellent attention to detail and time management with the ability to prioritise and manage a number of key deliverables.
• Experience of successful project management.
• Proven ability to communicate and influence senior stakeholders
• You are motivated by making a positive contribution to how the company supports their customers