- Carry out an assessment of the mortgage application
- Provide concise and accurate updates to brokers.
- Ensure all underwriting is in line with Company policy
Our Client is a leading provider of specialist mortgages and property finance, supporting homeowners, landlords, and property investors in achieving their financial goals. With a strong presence in the UK market, they continue to grow and expand our services. They are looking for an experienced and detail-oriented Mortgage Underwriter to join their 1st charge residential mortgages team. KEY ACCOUNTABILITIESÂ
- Enter and update borrower data on the lending platform.
- Ensure all aspects of the loans are recorded accurately and meet underwriting guidelines.
- Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
- Provide concise and accurate updates to brokers.
- Proactively chase brokers for outstanding requirements.
- Ensure all underwriting is in line with Company policy and within regulation.
- Ensure that all cases are Underwritten within the group's Risk appetite.
- Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
- Maintaining a pipeline of cases, overseeing cases from inception through to completion.
- Ability to work as part of a team.
- Pass internal competency tests post induction.
- High attention to detail.
- Good written and verbal communication skills.
- An understanding of FCA regulation.
- Experienced in Underwriting 1st and/or 2nd Charge mortgage applications.
- CeMAP (desirable, not essential).