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Underwriter, 1st Charge Residential Mortgages

INTEGRO PARTNERS LTD
Posted 10 hours ago, valid for 7 days
Location

St. Albans, Hertfordshire AL2 3LT

Contract type

Full Time

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

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  • The company is seeking an experienced Mortgage Underwriter to join their 1st charge residential mortgages team.
  • Candidates should have experience in underwriting 1st and/or 2nd charge mortgage applications and a strong understanding of FCA regulations.
  • The role involves assessing mortgage applications, ensuring compliance with company policy, and providing updates to brokers.
  • The position offers a competitive salary, which is not specified in the job description, and requires a detail-oriented approach.
  • Successful applicants will need to demonstrate high attention to detail and strong communication skills.
  • Carry out an assessment of the mortgage application
  • Provide concise and accurate updates to brokers.
  • Ensure all underwriting is in line with Company policy

Our Client is a leading provider of specialist mortgages and property finance, supporting homeowners, landlords, and property investors in achieving their financial goals. With a strong presence in the UK market, they continue to grow and expand our services. They are looking for an experienced and detail-oriented Mortgage Underwriter to join their 1st charge residential mortgages team. KEY ACCOUNTABILITIES 

  • Enter and update borrower data on the lending platform.
  • Ensure all aspects of the loans are recorded accurately and meet underwriting guidelines.
  • Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
  • Provide concise and accurate updates to brokers.
  • Proactively chase brokers for outstanding requirements.
  • Ensure all underwriting is in line with Company policy and within regulation.
  • Ensure that all cases are Underwritten within the group's Risk appetite.
  • Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
  • Maintaining a pipeline of cases, overseeing cases from inception through to completion.
Skills & Competencies
  • Ability to work as part of a team.
  • Pass internal competency tests post induction.
  • High attention to detail.
  • Good written and verbal communication skills.
Knowledge & Qualifications
  • An understanding of FCA regulation.
  • Experienced in Underwriting 1st and/or 2nd Charge mortgage applications.
  • CeMAP (desirable, not essential).

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In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.