- Lead a team of 10 credit and investment specialists and 8 debt portfolio management experts to manage a high-risk SME loan portfolio with mezzanine/structured finance features.
- Oversee credit, investment, arrears, default, and recovery decisions, operating within delegated authority.
- Ensure adherence to responsible lending and debt management policies, aligning with the FCA’s Treating Customers Fairly framework.
- Represent Innovate UK in policy, funding, and risk governance discussions, collaborating with UKRI, the British Business Bank, and Government stakeholders.
- Provide expert opinion on credit and portfolio management at the Credit Committee and contribute to public/government forums as a thought leader.
- SME Lending & Investment Expertise
- Proven experience in SME lending, investment decisions, and structured/mezzanine finance in a fund, banking, or alternative finance environment.
- Strong leadership skills with a track record of building, leading, and coaching high-performing teams across technical disciplines.
- Experience in originating and managing SME loan portfolios, launching new financial products, and aligning with risk and finance strategies.
- Familiarity with Subsidy Control regulations, Managing Public Money, and fair value accounting (IFRS9), plus experience engaging with senior government stakeholders.
- Degree-qualified or holding a relevant professional qualification, with substantial hands-on experience in credit risk and portfolio management.