Financial Planner - Tunbridge Wells

Job Title: Financial PlannerLocation: Tunbridge WellsPosition Type: Full-Time/Permanent - Employed and Self Employed opportunities availableSalary: £50,000 - £75,000+ plus Bonus on New and Ongoing fees

Job Overview:

As a Financial Planner, you will provide expert financial advice to clients, helping them achieve their financial goals and ensuring their long-term financial security. You will be responsible for understanding clients’ financial needs, creating tailored financial plans, and recommending appropriate financial products. This role requires a deep understanding of financial regulations, investment options, and client management.

Key Responsibilities:

Client Relationship Management:

• Develop and maintain long-term relationships with clients.
• Conduct in-depth reviews of clients’ financial circumstances, current provision, and future aims.
• Identify clients’ financial objectives, risk tolerance, and current financial situation.

Financial Planning and Advice:

• Create and present tailored financial plans that include savings, investments, insurance, tax strategies, and retirement planning.
• Recommend suitable financial products based on clients’ needs and risk profile.
• Provide clear, comprehensive, and unbiased financial advice in compliance with regulatory requirements.
• Review and revise financial plans in response to life or economic changes.

Compliance and Regulatory:

• Ensure all financial planning and advice activities comply with relevant regulations, including FCA requirements.
• Keep up-to-date with financial products, legislation, and industry trends.
• Maintain accurate and detailed records of all client interactions and advice given.

Business Development:

• Identify opportunities for new client acquisition and business growth.
• Network and build relationships with potential clients and referral partners.
• Participate in seminars, workshops, and other professional development activities to enhance skills and knowledge.

Team Collaboration:

• Work closely with colleagues in the financial planning and advisory team to share knowledge and best practices.
• Contribute to team objectives and support colleagues in achieving their targets.

Qualifications and Experience:

• Level 4 Diploma in Financial Planning or equivalent (e.g., CII Diploma in Regulated Financial Planning, CISI Investment Advice Diploma).
• Minimum of 2-3 years experience in financial planning, advisory, or a related role.
• In-depth knowledge of financial products, including pensions, investments, insurance, tax, and estate planning.
• Strong understanding of FCA regulations and compliance requirements.
• Proven track record of building and maintaining client relationships.

Desirable:

• Chartered Financial Planner status or progress towards achieving it.
• Experience with financial planning software and CRM systems.
• Experience in niche areas such as inheritance tax planning, long-term care, or corporate financial planning.

Skills and Competencies:

• Excellent interpersonal and communication skills, with the ability to explain complex financial concepts clearly.
• Strong analytical and problem-solving abilities.
• High attention to detail and accuracy.
• Ability to work independently and as part of a team.
• Strong organisational and time-management skills.
• Ethical and client-focused mindset.

Reference: 3319