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- Evaluate potential customers' financial information to determine their creditworthiness.
- Calculate appropriate interest rates and loan terms based on risk assessment.
- Create and issue loan agreements and other necessary documentation.
- Implement measures to prevent fraudulent loan applications.
- Ensure compliance with all relevant regulations, including the Consumer Credit Act.
- Build and maintain relationships with dealers and brokers.
- Analyze underwriting data to identify trends and improve processes.
- Competitive salary and benefits package.
- Hybrid work arrangement for a flexible work-life balance.
- Generous holiday allowance, including bank holidays.
- Opportunities for professional development and career advancement.
- Recognition and rewards for your contributions.
- Comprehensive benefits package, including:
- Occupational sick pay
- Pension scheme
- Free parking and convenient business park location
- Regular charity and engagement activities
- Employee Assistance Program (EAP)
- Benefit Hub discount platform
- Refer a friend scheme
- On-site amenities (shuttle bus, cash point, cafes, creche, gym, yoga, cycling facilities, shower)
- Strong analytical and problem-solving skills.
- Excellent attention to detail and accuracy.
- Proficiency in Microsoft Office Suite.
- Strong communication and interpersonal skills.
- Previous experience in underwriting or a related field within the automotive or financial industry would be a plus.
