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Mortgage Underwriter

D&R Recruitment Limited
Posted 2 days ago, valid for 16 days
Location

Watford, Hertfordshire WD24 4LH

Salary

£38,000 - £45,600 per annum

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Contract type

Full Time

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

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  • The position is for a Senior 2nd Charge Mortgage Underwriter located in Watford.
  • Candidates should have experience in underwriting 1st and/or 2nd charge mortgage applications.
  • The role involves managing cases from inception to completion, ensuring compliance with underwriting guidelines and company policies.
  • The salary for this position is competitive, reflecting the experience and skills of the candidate.
  • Strong communication skills and the ability to work as part of a team are essential for success in this role.

2nd Charge Mortgage Underwriter - Senior

Location: Watford

Role Responsibilities: The overall responsibility of the role is to take ownership of allocated cases from inception to completion.

  • Enter and update borrower data in fusion lending platform.
  • Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.
  • Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
  • Provide concise and accurate updates to brokers.
  • Proactively chase brokers for outstanding requirements.
  • Ensure all underwriting is in line with company policy and within regulation.
  • Ensure that all cases are underwritten within the groups risk appetite.
  • Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
  • Maintaining a pipeline of cases, overseeing cases from inception through to completion.
  • Maintain broker relationships that are integral to the growth for WOSL.
  • All work is to be carried out in accordance with the companies polices and procedures.

Skills:

  • Ability to work as part of a team.
  • Pass internal competency tests post induction.
  • High attention to detail
  • Good written and verbal communication skills
  • An understanding of FCA regulations
  • Experience in underwriting 1sr and/or 2nd charge mortgage applications.

Apply now in a few quick clicks

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.